Blog
What Your Homeowner’s Insurance Policy Doesn’t Cover
It’s just as important to understand what your homeowner’s insurance policy doesn’t cover as compared to what it does cover. For example, policies may specifically exclude certain types of loss. Homeowner’s insurance also doesn’t cover normal wear and tear or...
Frequently Asked Questions about Insuring Your Home
Florida law doesn’t require homeowners to purchase homeowner’s insurance, but having this protection is a good idea. (Keep in mind that some cities and counties may impose insurance requirements on homeowners. For example, they might require liability coverage if you...
Florida Community Is Lightning Capital of the United States
There were almost 50 lightning deaths recorded in Florida between 2005 and 2014 -- the highest in any state in the country. The next highest was Texas, with 20 recorded deaths. Most lightning fatalities occur in the summer (with July being the peak month). According...
What Types of Commercial Insurance Coverage Do Business Owners Need?
Florida law requires business owners to purchase certain types of insurance, but there are other coverage options as well. (Also keep in mind that the city or county in which your business is located might also have commercial insurance requirements.) The following...
Does Your Insurance Policy Cover Fire and Smoke Damage?
An accidental wildfire ignited by a Bryceville resident’s illegal burning activity destroyed and damaged multiple homes and burned hundreds of acres of surrounding woodlands. Other property, such as motor vehicles, were also damaged or destroyed. Thankfully no one was...
Florida Lawmaker Wants to Expand Private Flood Insurance Market
Florida residents understand that their homes are vulnerable to hurricane damage. According to the Insurance Information Institute, seven of the 10 most expensive hurricanes in U.S. history have impacted Florida. In fact, six of these storms struck in 2004 and 2005...
Does Your Homeowners’ Insurance Cover Sinkhole Loss?
A couple living in Winter Springs recently filed a lawsuit against Liberty Mutual Fire Insurance Company in Seminole Circuit Court, alleging that the insurer didn’t comply with the terms of their residential insurance policy. The couple alleged that Liberty Mutual...
Understanding the Homeowner’s Bill of Rights in the Insurance Claims Process
Home ownership can be difficult, especially when something goes wrong and your property is damaged. That’s why Florida law guarantees homeowners certain rights with respect to the insurance claims process. In fact, state law specifically requires insurance companies...
Reforming the Assignment of Benefits System
Florida lawmakers are debating what to do about rising insurance premiums. The insurance companies (insurers) are arguing that contractors that take an “assignment of benefits” are filing inflated claims, forcing insurers to raise premiums. This tactic of blaming...
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We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.
Insurance Litigation Group serves clients across the state of Florida. With over 5 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company.
North Miami Beach
1500 NE 162nd St
North Miami Beach 33162
786.529.0090
Orlando*
20 North Orange Ave
11th Floor Suite 1100
Orlando, FL 32801
405.564.8555
Pensacola*
225 N Pace Blvd.
Pensacola, FL 32505
850.919.4357
Naples*
5660 Strand St, #315
Naples, FL 34110
239.237.1818
Fort Pierce*
130 S Indian River Dr
Suite 202
Fort Pierce, FL 34950
772.248.4050
By Appointment Only*
Contact Us
Contact us today about your situation so we can fight to get you paid. We can assist you in any coverage dispute, disagreement over liability or damages, or related matter.