Hurricane Damage Claims

Are you a home-owner or condo-owner, HOA board member, or condominium association board member? Have you received the run-around from your insurance company on a Hurricane-related claim? Don’t wait any longer. We understand that time is of the essence when recovering from hurricane damage. Give us a call and we will send over one of our experienced claims consultants to review your insurance policy or any claim-related documents and inspect the damage.

• We will be with you from the very start, explaining the terms of your policy and walking you through the claims process
• We will conduct a home or business premises inspection, including taking photos of the damage.
• We will help you properly document and present your hurricane damage insurance claim.
• We will recommend experienced water clean-up and mold remediation professionals to handle the initial clean-up, as well as contractors who can assess the damage and help determine what it will take to bring your property back to its original condition.
• We will assist you in getting temporary living expenses reimbursed by the insurance company.
• We will file your claim and/or proof of loss statement.
• We will represent you at any examination under oath and recorded statement.
• We will aggressively negotiate and advocate settlements on your behalf.
• We will institute litigation and pursue it aggressively through trial, if necessary to obtain the benefits to which you are entitled.
• We will meet and exceed your goals and objectives.
• And much more!

Managing your hurricane insurance claims can be stressful, and negatively impact your emotional wellbeing and finances. Balancing your everyday responsibilities while trying to recover funds is an overwhelming task. While in our care, you can focus your time on priorities such as work, family, and self-care, as we take the lead on your insurance claims. Our experienced Property Claim Attorneys can help you navigate the insurance world and fight the insurance company to obtain the maximum recovery on your storm claim, so you have the funds to make the necessary repairs to your home.

The Insurance Litigation Group is here to help! We offer all of our clients:

• Free claim review
• Free consultation

And at ILG we do not get paid until you get paid!

Home Insurance Hurricane Claims

Most homes are covered by an HO3 all-risks and windstorm insurance, while condominium associations carry property, general liability and windstorm policies. Depending on whether a home or condo complex is located on a flood plain, they may carry flood insurance as well.

Business Hurricane and Tropical Storm Claims

Businesses are different. They typically carry general liability commercial insurance policies. As you know, insurance policies are incredibly complex, causing property owners to become confused about coverage, benefits, and exclusions. That is why it’s important to contact an experienced insurance attorney when you have damage. We can help you understand your rights and advocate on your behalf to get you paid so you can make the necessary repairs.

Reasons why Property Insurance Companies Deny, Delay or Underpay Hurricane Claims
If your home or business is damaged or destroyed by a hurricane or name tropical storm, it is not uncommon to encounter additional damage from fire, water or even mold. Do not be surprised if the insurance company’s first reaction is to respond in one of the following ways:

• Claim that your damage is due to a pre-existing condition
• State that your claim is not covered under the terms of your policy
• Offer you a low settlement amount that does not cover your losses
• Allege that your claim is fraudulent, or that you did not keep up with your premium payments
• Fail to investigate or respond to your claim
• Cancel your policy based on recently discovered “errors” in your application
• Assert your damage is under the deductible

Insurance Litigation Group serves clients across multiple states with Florida being our principal office. Call ILG for sound advice and immediate assistance in your insurance disputes.