Theft & Vandalism

Few things are more intrusive than having your personal property stolen or intentionally damaged by others. Being a victim of theft or vandalism is an emotional experience. If your property is stolen or vandalized, the first step is to contact the police. Having a police report filed at the time of the incident will be critical to the filing of your theft and vandalism insurance claim. Make sure to get a copy of the police report & review the report for any inaccuracies, and if there are any errors to then have the police department update the report on file. In addition to the police report, it is also crucial that you document all of your losses, including taking photographs of all property that has been damaged and gathering proof of ownership of the items stolen, like receipts, photographs, etc.

Loss due to theft is generally included in your insurance policy as part of personal property protection. Typically, homeowners (including renters and condominium) & commercial business owners have policies that include coverage for their personal & professional property. Most policies also include coverage for personal property while it is away from the home, subject to limitations. Please note that personal property limits are initially set as a percentage of your dwelling coverage, which determines how much your insurance provider can reimburse you for the theft. It’s important to set realistic limits based on the value of the items in your home so you don’t end up with a significant loss.

It is not uncommon for insurance companies to interpret policies and rules to find any loophole to make sure they don’t have to pay or to minimize the amount of damage they must pay for. Depending on your policy, home insurance covers certain losses differently. There are certain exclusions for example, there may be an exclusion in your insurance coverage for personal property or individual types of damage, like broken windows. There are frequently exclusion rules like the property not being covered if it has been vacant for 30+ days.

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How ILG Can Help You

The attorneys at ILG understand that dealing with theft & vandalism damage is no easy task & we feel for what your family or business are experiencing due to theft or vandalism damage. Even if you obtain a police report and document the damage and do all the right things, your insurance claim could still be denied, delayed, or lowballed. The Insurance Litigation Group (ILG) Property Claim Attorneys have years of submitting theft & vandalism claims against the insurance company and are prepared to assist you in collecting the full value from your theft or vandalism claim.

The attorneys at The Insurance Litigation Group are experienced with Theft & Vandalism and we understand the insurance claims system. We know exactly what to look for and how to help you get the best result from your insurance claim.

  • We will be with you from the very start, explaining the terms of your policy and walking you through the claims process
  • We will conduct a home or business premises inspection, including taking photos of the damage
  • We will help you properly document your Theft & Vandalism insurance claim
  • We will file your claim and/or proof of loss statement
  • We will represent you at any examination under oath and recorded statement
  • We will aggressively negotiate and advocate settlement on your behalf
  • We will institute litigation and pursue it aggressively through trial, if necessary to obtain the benefits you are entitled to
  • We will meet and exceed your goals and objectives
  • And much more!

The Insurance Litigation Group is here to help! We offer all of our clients:

  • Free claim review
  • Free consultation

And at ILG we do not get paid until you get paid!

Get Expert Help Today!

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Common Types of Theft & Vandalism Claims:

While theft & vandalism claims can occur at the same time, they do have their differences. Vandalism involves damage to or destruction of one’s property in a malicious way. Theft is the act of stealing one’s property or personal goods. One of the biggest issues of theft claims is the proof of ownership regarding your items. Proper inventory of your belongings is always advised and recommended. Vandalism can occur at any time and is much more than graffiti, other types of vandalism can include:

  • Broken outdoor light fixtures
  • Damaged and broken windows
  • Home or place of business is burned
  • Defacing or spray-painting property
  • Tampered belongings
  • Destroyed Mailbox
  • And much more

With ILG we will fight for your property. So, if you are a victim of vandalism or theft, and are having trouble getting your insurer to cover the damages, let ILG fight for you to obtain the compensation to which you are entitled.

Our practice is statewide, and we have offices in Miami, Fort Pierce, Pensacola, Orlando, and Miramar Beach, Florida. Call ILG for sound advice and immediate assistance in your Florida Insurance Disputes.

What Our Clients Say

“We were so tired of non-returned phone calls from our insurance company. Their claim to having sent payment when they hadn’t was ridiculous. We had spent 6 months trying to resolve with no luck. We called Insurance Litigation Group and they resolved our claim simply and professionally.” 

G. Monin

“Thank you for your swift attention to my case.  Everything ran smoothly.  They gave me multiple options and always answered the phone!”

M. Close

“Excellent law firm if you are having trouble getting your Florida homeowners insurance company to pay your hurricane claim fairly. They have an excellent reputation in the panhandle and throughout Florida.” 

A. Fiske

“Best law firm to deal with Hurricane Michael  home insurance disputes. They understand how to maximize your insurance payout when dealing with insurance adjusters and claims departments. Highly recommend.”

I. Britton

“We hired ILG when our public adjuster could push no further with our insurance company to get our claim settled after Hurricane Michael and he advised us to file a lawsuit. We recently settled and received our final payment checks a couple of days ago. My husband and I are very pleased with the results. ILG did a great job for us. Thank God for people like this to help homeowners when insurance companies don’t want to pay out after a disaster! I highly recommend ILG.”

J. Moore

“I was very happy with the time and work that ILGpa did for me. Without their help I would not have the positive results that I received. Thank you so much for your help. I would recommend this group to anyone.”

M. Loranger

Our Offices

We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.

Insurance Litigation Group serves clients across the state of Florida. With over 7 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company. 

North Miami Beach

1500 NE 162nd St
North Miami Beach 33162



20 North Orange Ave
11th Floor Suite 1100
Orlando, FL 32801



225 N Pace Blvd.
Pensacola, FL 32505



5660 Strand St, #315
Naples, FL 34110


Fort Pierce*

130 S Indian River Dr
Suite 202
Fort Pierce, FL 34950


By Appointment Only*

Contact Us

Contact us today about your situation so we can fight to get you paid. We can assist you in any coverage dispute, disagreement over liability or damages, or related matter.

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