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Hurricane Damage Claims

Our law firm’s experienced Property Claim Attorneys and former Public Adjusters know how to get Homeowners, Businesses, and AOB Contractors what they deserve with their Hurricane insurance claims.

The Insurance Litigation Group (ILG) is a leading statewide boutique law firm, consisting of top-notch, experienced multilingual insurance litigation attorneys, loss assessment specialists, and former public adjusters. We serve all of Florida and have significant experience assisting clients with their insurance claims during both hurricane and non-storm times. We have worked on clients’ claims for several major hurricanes and tropical storms, including Sally, Michael, Irma, Matthew, Fay, Dennis, Katrina, Wilma, Gustav, Edo, Hanna, Florence, Ernesto, Barry, Claudette, Gordon, Delta, Dean, Dorian, Dolly, Bill, Daniele, Irene, Beryl, Bonnie, Katia, Barry, Laura, Eta, and TD5.

Let us help you! Our experienced Property Claim Attorneys can get you paid for your loss. We understand that you cannot afford to wait around while the insurer engages in its delaying tactics. ILG is focused on achieving rapid results.

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How ILG Can Help You

Are you a Florida home or condo owner, HOA, or condo board member? Have you received the run-around from your insurance company on a Hurricane-related claim? Don’t wait any longer. We understand that time is of the essence when recovering from hurricane damage. Give us a call and we will send over one of our experienced claims consultants to review your insurance policy or any claim-related documents and inspect the damage.

  • We will be with you from the very start, explaining the terms of your policy and walking you through the claims process
  • We will conduct a home or business premises inspection, including taking photos of the damage
  • We will  help you properly document and present your hurricane  damage insurance claim
  • We will bring in experienced water clean-up and mold remediation professionals to handle the initial clean-up, as well as contractors who can assess the damage and help determine what it will take to bring your property back to its original condition
  • We will assist you in getting temporary living expenses reimbursed by the insurance company
  • We will file your claim and/or proof of loss statement
  • We will represent you at any examination under oath and recorded statement
  • We will aggressively negotiate and advocate settlements on your behalf
  • We will institute litigation and pursue it aggressively through trial, if necessary to obtain the benefits you are entitled to
  • We will meet and exceed your goals and objectives
  • And much more!

Managing your Florida hurricane insurance claims can be stressful, and negatively impact your emotional wellbeing and finances. Balancing your everyday responsibilities while trying to recover funds is an overwhelming task. While in our care, you can focus your time on priorities such as work, family, and self-care, as we take the lead on your insurance claims. Our experienced Property Claim Attorneys can help you navigate the insurance world and fight the insurance company to obtain the maximum recovery on your Florida storm claim, so you have the funds to make the necessary repairs to your home.

The Insurance Litigation Group is here to help! We offer all of our clients:

  • Free claim review
  • Free consultation

And at ILG we do not get paid until you get paid!

Florida Home Insurance Hurricane Claims

Most homes are covered by an HO3 all-risks and windstorm insurance, while condominium associations carry property, general liability and windstorm policies. Depending on whether a home or condo complex is located on a flood plain, they may carry flood insurance as well.

Business Hurricane and Tropical Storm Claims

Businesses are different. They typically carry general liability commercial insurance policies. As you know, insurance policies are incredibly complex, causing property owners to become confused about coverage, benefits, and exclusions. That is why it’s important to contact an experienced insurance attorney when you have damage. We can help you understand your rights and advocate on your behalf to get you paid so you can make the necessary repairs.
Reasons why Property Insurance Companies Deny, Delay or Underpay Hurricane Claims
If your home or business is damaged or destroyed by a hurricane or name tropical storm, it is not uncommon to encounter additional damage from fire, water or even mold. Do not be surprised if the insurance company’s first reaction is to respond in one of the following ways:

• Claim that your damage is due to a pre-existing condition
• State that your claim is not covered under the terms of your policy
• Offer you a low settlement amount that does not cover your losses
• Allege that your claim is fraudulent, or that you did not keep up with your premium payments
• Fail to investigate or respond to your claim
• Cancel your policy based on recently discovered “errors” in your application
• Assert your damage is under the deductible

Our practice is statewide, and we have offices in Miami, Fort Pierce, Pensacola, Orlando, and Miramar Beach, Florida. Call ILG for sound advice and immediate assistance in your Florida Insurance Disputes.

What Our Clients Say

“We were so tired of non-returned phone calls from our insurance company. Their claim to having sent payment when they hadn’t was ridiculous. We had spent 6 months trying to resolve with no luck. We called Insurance Litigation Group and they resolved our claim simply and professionally.” 

G. Monin

“Thank you for your swift attention to my case.  Everything ran smoothly.  They gave me multiple options and always answered the phone!”

M. Close

“Excellent law firm if you are having trouble getting your Florida homeowners insurance company to pay your hurricane claim fairly. They have an excellent reputation in the panhandle and throughout Florida.” 

A. Fiske

“Best law firm to deal with Hurricane Michael  home insurance disputes. They understand how to maximize your insurance payout when dealing with insurance adjusters and claims departments. Highly recommend.”

I. Britton

“We hired ILG when our public adjuster could push no further with our insurance company to get our claim settled after Hurricane Michael and he advised us to file a lawsuit. We recently settled and received our final payment checks a couple of days ago. My husband and I are very pleased with the results. ILG did a great job for us. Thank God for people like this to help homeowners when insurance companies don’t want to pay out after a disaster! I highly recommend ILG.”

J. Moore

“I was very happy with the time and work that ILGpa did for me. Without their help I would not have the positive results that I received. Thank you so much for your help. I would recommend this group to anyone.”

M. Loranger

Our Offices

We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.

Insurance Litigation Group serves clients across the state of Florida. With over 5 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company. 

By Appointment Only*

Contact Us

Contact us today about your situation so we can fight to get you paid. We can assist you in any coverage dispute, disagreement over liability or damages, or related matter.

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