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Home Insurance Claims

As a homeowner, you likely purchased an HO-3 “all risks” or “open perils” insurance policy to cover your home, including your real property and personal belongings. This type of policy generally insures your home against loss from all causes except those which are specifically excluded in the policy. While this may sound like great coverage, it is typically the minimum coverage required by your mortgage lender, and there are many ways the insurer may find to deny coverage or downplay benefits in the event of a loss. Fortunately, you are not alone. When you suffer damage to your property, the attorneys at Insurance Litigation Group can advise and represent you in any dispute in Florida where the insurer is not paying what it should.

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Helping Homeowners Deal with their Insurer When Disaster Strikes

In the event that your home is damaged or destroyed by a hurricane or severe storm, fire, water or mold damage, or other events, don’t be surprised if the insurance company’s first reaction is to respond in one of the following ways:

  • Claim that your damage is due to some pre-existing condition
  • Assert that your claim is not covered under the terms of your policy
  • Offer you a low settlement amount that does not cover your losses
  • Allege that your claim is fraudulent, or that you did not keep up with your premium payments
  • Fail to investigate or respond to your claim
  • Cancel your policy based on recently-discovered “errors” in your application

Call Insurance Litigation Group for a Rapid Response and Effective Results

The attorneys at Insurance Litigation Group understand that you can’t afford to wait around while the insurer engages in its delaying tactics. ILG is focused on achieving rapid results and engages in aggressive litigation for fast settlement or conclusion at trial where necessary. We are with you from the very start, explaining the terms of your policy and walking you through the claims process. Our attorneys and investigators will gather evidence of the damage, review the insurance adjuster’s report, file your claim or proof of loss statement, represent you at any examination under oath, and advocate on your behalf in any litigation necessary to see that you get the benefits you are entitled to.

Our fees are typically paid by the insurance company, and we can work on a contingency fee basis so you never pay a fee unless we recover for you. Call us today for a free consultation, and experience the benefits of having a team of experienced insurance law attorneys and former public adjusters dedicated to standing up for your rights and helping you get fast, full reimbursement on your covered loss.

Our practice is statewide, and we have offices in Miami, Fort Pierce, Pensacola, Orlando, and Miramar Beach, Florida. Call ILG for sound advice and immediate assistance in your Florida Insurance Disputes.

What Our Clients Say

Resolved our claim professionally

“We were so tired of non-returned phone calls from our insurance company. Their claim to having sent payment when they hadn’t was ridiculous. We had spent 6 months trying to resolve with no luck. We called Insurance Litigation Group and they resolved our claim simply and professionally.” 

G. Monin

Everything ran smoothly

“Thank you for your swift attention to my case.  Everything ran smoothly.  They gave me multiple options and always answered the phone!”

M. Close

Excellent reputation

“Excellent law firm if you are having trouble getting your Florida homeowners insurance company to pay your hurricane claim fairly. They have an excellent reputation in the panhandle and throughout Florida.” 

A. Fiske

Best law firm

“Best law firm to deal with Hurricane Michael  home insurance disputes. They understand how to maximize your insurance payout when dealing with insurance adjusters and claims departments. Highly recommend.”

I. Britton

Pleased with the results

“We hired ILG when our public adjuster could push no further with our insurance company to get our claim settled after Hurricane Michael and he advised us to file a lawsuit. We recently settled and received our final payment checks a couple of days ago. My husband and I are very pleased with the results. ILG did a great job for us. Thank God for people like this to help homeowners when insurance companies don’t want to pay out after a disaster! I highly recommend ILG.”

J. Moore

Very happy with the time and work

“I was very happy with the time and work that ILGpa did for me. Without their help I would not have the positive results that I received. Thank you so much for your help. I would recommend this group to anyone.”

M. Loranger

Our Offices

We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.

Insurance Litigation Group serves clients across the state of Florida. With over 5 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company. 

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