As property owners, securing insurance coverage for our assets is essential for unforeseen disasters. Whether it's your home, business, or any other property, insurance serves as a safety net in times of need. However, the question often arises: should you increase...

What is a Proof of Loss? In the world of property insurance, the unexpected can happen at any moment. Whether it's a natural disaster, a fire, or a burst pipe, the need for insurance coverage can arise when we least expect it. In these trying times, property owners...

At the Insurance Litigation Group (ILG), we understand the frustration that property owners experience when their roofs sustain damage due to unforeseen events such as storms, hail, or other natural disasters. Dealing with roof damage claims can be nerve-racking,...

Tropical Storm Idalia was expected to intensify as it neared western Cuba, and forecasters expected it to strengthen into “a dangerous major hurricane” by the time it reached Florida’s Gulf Coast late Tuesday (August 29) or early Wednesday (August 30). At least one...

Understanding the Essential Protections for Homeowners When people refer to "hurricane insurance" in Florida, they typically mean the coverage provided by a standard homeowner's insurance policy that includes protection against damage caused by hurricanes and...

The National Hurricane Center said at 8 a.m. Friday, July 28, 2023, that a tropical depression could form early next week from a system off the coast of Africa. A tropical wave located southwest of the Cabo Verde Islands off the coast of Africa is expected to become a...

When it comes to protecting our homes, we often focus on securing the right homeowner's insurance or wind policies. However, there is one crucial aspect of home insurance that is often overlooked: flood insurance. Many homeowners assume that flood insurance is...

Tropical Storm Bret continues to show signs of strengthening and is expected to become a hurricane within the next day or two as it moves toward the Caribbean Sea, according to the latest advisory from the National Hurricane Center. While no watches or warnings have...

According to NBC 6 South Florida, the first Heat Advisory of the season was issued for Miami-Dade and Broward counties as temperatures reached potentially dangerous levels. Afternoon highs were in the low to mid-90s, and heat index values ranged between 105-108...

When facing property damage or loss, navigating the world of insurance claims can be daunting. It's during challenging times that many holders turn to public adjusters for assistance. Public adjusters are licensed professionals who advocate for policyholders and help...

TALLAHASSEE — When Rod Buvens climbed to inspect the tile roof of the Estero home in 2019, he quickly found signs of damage. Hurricane Irma had churned through the area about 18 months earlier, but there were still broken tiles on the roof’s windward side — the side...

When disaster strikes and your property sustains damage or loss, insurance can provide security. Property insurance is designed to financially protect you against unforeseen events, such as fire, natural disasters, theft, or vandalism, depending on the coverage you...

As a policyholder, you have the right to expect that your insurance company will honor its obligations to acknowledge coverage and pay for any covered damages you may experience. Unfortunately, this is not always the case, and sometimes insurance companies may act in...

When it comes to property insurance claims, documentation is crucial. Without proper documentation, it is more difficult to dispute the insurance company’s contentions as to what did or didn’t cause the damage and the full scope of the damage. This can result in...