by Felipe Calderon | Oct 25, 2017 | Homeowners Insurance
Florida homeowners know that they’re responsible for preparing for severe weather. They board up their windows, bring in outdoor furniture and do everything they can to protect their homes against hurricane, tropical storm, and other weather-related damage. But what...
by Felipe Calderon | Oct 19, 2017 | Homeowners Insurance
According to the Florida Office of Insurance Regulation, more than 703,000 Florida home and business owners have filed insurance claims for damage caused by Hurricane Irma in September. That comes out to more than $4.5 billion in claimed losses. But Irma isn’t the...
by Felipe Calderon | Sep 27, 2017 | Homeowners Insurance
After you file a property damage claim, you might receive a proof of loss request from your insurance company. A proof of loss is a statement made under oath that provides relevant information about the insured’s claimed property damage. This is not something you can...
by Felipe Calderon | Sep 20, 2017 | Homeowners Insurance
Most property insurance policies contain a provision permitting the insurer to take sworn testimony from the insured. This process is called an Examination Under Oath (“EUO”), which is used to learn information about the claimed loss and to obtain relevant documents...
by Felipe Calderon | Sep 11, 2017 | Homeowners Insurance
In 2015, the Florida Supreme Court unanimously ruled that the state’s bad faith statute does not apply to Citizens Property Insurance Corporation, a government-created entity that provides property insurance. The government created Citizens Property in 2002 to provide...
by Felipe Calderon | Sep 8, 2017 | Homeowners Insurance
Under Florida law, insurers owe their customers a certain duty of care. They must act fairly and honestly and with due regard for the customer’s interests. For example, if, when considering all the circumstances, an insurer could have settled a claim if it had acted...
