by Felipe Calderon | Jul 6, 2017 | Homeowners Insurance
My insurance company is insisting that they take an Examination Under Oath (EUO). What is an EUO? An EUO is a legal procedure that is part of your property insurance claim process, where you, the homeowner a.k.a. the “insured” is asked questions by your insurance...
by Felipe Calderon | Jun 21, 2017 | Homeowners Insurance
Hurricanes can be devastating, especially if your insurance policy doesn’t cover the full extent of hurricane-related property damages or if you don’t take certain steps after a storm strikes. Forecasters from the National Oceanic and Atmospheric Administration...
by Felipe Calderon | Jun 14, 2017 | Homeowners Insurance, Hurricane Damage
The 2017 hurricane season is officially under way, and forecasters predict that warm ocean temperatures this summer will produce more storm activity than usual. That’s important news for Floridians, who live in a hurricane-prone state and who should ensure that their...
by Felipe Calderon | May 31, 2017 | Homeowners Insurance
It’s just as important to understand what your homeowner’s insurance policy doesn’t cover as compared to what it does cover. For example, policies may specifically exclude certain types of loss. Homeowner’s insurance also doesn’t cover normal wear and tear or...
by Felipe Calderon | May 25, 2017 | Homeowners Insurance
Florida law doesn’t require homeowners to purchase homeowner’s insurance, but having this protection is a good idea. (Keep in mind that some cities and counties may impose insurance requirements on homeowners. For example, they might require liability coverage if you...
by Felipe Calderon | May 18, 2017 | Homeowners Insurance
There were almost 50 lightning deaths recorded in Florida between 2005 and 2014 — the highest in any state in the country. The next highest was Texas, with 20 recorded deaths. Most lightning fatalities occur in the summer (with July being the peak month)....
