As Hurricane Debby hit Florida’s Big Bend region, residents faced record-setting rain, strong winds, and significant flooding. While property damage is a concern, the safety of you and your family should be your top priority. Here are some essential steps to take in the immediate aftermath of the storm.
Prioritizing Family Safety
After the storm passes, ensure that everyone in your household is safe and accounted for. Be cautious when going outside and confirm that it’s safe, as there may be hidden dangers like downed power lines or unstable structures. Listen to local news or emergency services for updates and instructions. If you had to evacuate, only return home when officials have given the all-clear. If you stayed home, be wary of flooding and avoid driving through flooded streets, as the water can be deeper and more dangerous than it appears.
Documenting Damage for Insurance Claims
Once it’s safe to inspect your property, start documenting any damage. Take clear photos and videos of affected areas both inside and outside your home. This visual evidence will be crucial for hurricane damage insurance claims. Also, keep receipts for any emergency repairs or temporary accommodations, as these expenses may be reimbursable. Take pictures of the receipts so you can find them later, in case paperwork gets misplaced during the stressful time.
Why Immediate Action Matters
Filing your home insurance claim as soon as possible is essential. Delaying can complicate the process and potentially reduce the amount you receive. Many insurance policies have specific time limits for reporting damage, and missing these deadlines can result in denied or reduced claims.
Discover the ILG Difference
Navigating the aftermath of a hurricane can be overwhelming, especially when dealing with insurance claims. The Insurance Litigation Group (ILG) is here to assist you. Our experienced Florida property claim attorneys can help document all property damage accurately, guide you through the insurance claim process, and negotiate with your insurance company to ensure you get a fair settlement. After Hurricane Debby, take action quickly to ensure your family’s safety and secure the help you need. Contact ILG for a free home inspection and claim review, and let us support you through this challenging time.
