Naples

How ILG Handles Your Claim Dispute

Every year in the United States over 6% of homeowners file a claim on their home insurance policy. These claims are often from the following forms of peril: windstorm damage, fire damage claims, water damage claims, flood damage claims, smoke, hail damage claims, personal property damage, or theft.

Naples, Florida, is a popular destination for residents and tourists alike on the Gulf of Mexico. The Southwest Florida city is known for its miles of white “sugar sand” beaches, dolphin-watching boat tours, high-end and boutique shopping on Fifth Avenue South and Third Street South and exceptional restaurants. With any sunny, tropical, waterfront Florida destination, however, there are certain property damage risks, including mold, water damage, sinkholes, roof damage and tropical storm or hurricane damage. Coastal areas create a substantial risk to homeowners who need comprehensive or “all risks” insurance coverage for their home and contents to fully cover the event of a tropical storm or hurricane. Conventional home insurance policies often just cover a bank or lender’s minimum coverage terms, which are often not fully explained by an insurance agent.

When a homeowner files a home insurance policy claim, the insurance company may state a variety of reasons why a claim may be delayed or denied. As a policyholder, you should know that insurance companies typically act to protect their financial interests and to a lesser extent yours. When a disaster strikes and damages or losses occur, Florida homeowner insurance policyholders are often shocked that their insurance company may attempt to deny, dispute, or delay the payment of a legitimate insurance claim.

With an office in Naples, Florida, Insurance Litigation Group, P.A. (ILG) can quickly step in and aggressively fight your property insurance company on your behalf. The lawyers at Insurance Litigation Group have a deep understanding of insurance company tactics, critical policy terms, state insurance statutes, and cutting-edge technology to aggressively pursue and manage your property insurance claim disputes throughout the legal process.

If you have important home insurance claim disputes or legal issues or concerns, call the Naples office of Insurance Litigation Group for a free consultation at (786) 529-0090 or (888) 454-4254. 

Other Information

Ways an insurance company can attempt to deny or reduce your legitimate home insurance claim

• Suggest that the home damage was a previously existing condition
• State your claim is not covered under the contractual terms of your policy
• Give you a “low ball” offer to settle your claim
• Allege that a claim is an act of fraud
• Contend there was a mistake in your home insurance application and deny you coverage and any claim
• Claim insurance premiums have lapsed and thus deny coverage
• Delay your claim processing to create a financial hardship for you to weaken your ability to negotiate a fair settlement

Insurance Litigation Group has a team of qualified lawyers and experienced professionals to expedite your case through the claim dispute process. ILG often use private investigators and contractor specialists to gather evidence and estimates regarding your claim and damages. Our team will carefully review the insurance adjuster’s findings and file a proper claim for your damages that are fair under the terms of your policy. If an insurance provider refuses to provide a reasonable settlement on a claim your attorney can file a home insurance lawsuit in an Fl court and these experts can provide legal testimony on your behalf at trial.

Types of Naples Fl Home Risks
Naples Flood Insurance Damage Lawyer
Naples Hurricane Damage Insurance Lawyer
Naples Fire Insurance Lawyer
Naples Sinkhole Damage Insurance Lawyer
Naples Property Damage Insurance Lawyer
Naples Home Insurance Policy Dispute Lawyer

If you have important insurance issues or concerns, call the Naples office of Insurance Litigation Group for a consultation at (888) 454-4254.

At ILG, we don’t let insurance companies push our clients around. Our experienced attorneys work alongside private investigators, contractor specialists, and loss assessment experts to build a solid case on your behalf. If your insurer refuses to pay fairly, we are ready to file a lawsuit and take them to court.
Whether you’re a homeowner or business owner in Naples or surrounding areas, ILG is here to fight for you. Contact us now for a consultation and experience the ILG difference, where experience and rapid results matter™.