Miami

How ILG Handles Your Claim Dispute

Miami’s coastal location makes it vulnerable to hurricanes, heavy rains, flooding, and windstorms. Unfortunately, after a storm or household emergency hits, many homeowners and businesses discover that their insurance policies don’t cover as much as they thought — or worse, their claims are unfairly delayed, underpaid, or denied.

Insurance companies often use complicated language and loopholes to minimize their payouts. That’s where ILG comes in. Our Miami legal team will:

• Review your insurance policy in detail to identify the full scope of your coverage.
• Assess property damage by working with trusted loss assessment specialists and contractor experts.
• File a strong claim backed by solid evidence, ensuring your insurer takes your case seriously.
• Negotiate aggressively with insurance adjusters to secure the maximum payout possible.
• Litigate in court if your insurance company refuses to provide a fair settlement.

Our team has over 75 years of experience and is prepared to fight back against bad-faith insurance tactics, including claim denials, lowball offers, and processing delays designed to pressure you into accepting less than you deserve.

Other Information

Common tactics insurance companies use to deny or reduce your home insurance claim

• Suggest that the damage was a pre-existing condition and not covered under your policy.
• Claim your loss falls under a policy exclusion.
• Offer a lowball settlement far below the true cost of repairs.
• Accuse you of insurance fraud without valid evidence.
• Argue that a mistake in your application voids your coverage.
• State that your premiums have lapsed and therefore refuse to pay.
• Delay claims processing to create financial hardship, hoping you’ll settle for less.

At ILG, we don’t let insurance companies push our clients around. Our experienced attorneys work alongside private investigators, contractor specialists, and loss assessment experts to build a solid case on your behalf. If your insurer refuses to pay fairly, we are ready to file a lawsuit and take them to court.

Whether you’re a homeowner or business owner in South Florida or surrounding areas, ILG is here to fight for you. Contact us now for a consultation and experience the ILG difference, where experience and rapid results matter™.