Fort Pierce Insurance Law Firm

Fort Pierce Insurance Claims

The east central coast of Florida is often called the Treasure Coast. This coastal region includes; Martin, Indian River and St Lucie County Florida. The area is a favorite of snow bird retirees who appreciate the area’s warm and sunny winter climate and low-density high amenities communities. Unfortunately, living on the central Atlantic Coast of Florida does have its risks. The Treasure Coast is in a high risk hurricane zone. 90 hurricanes have been recorded in the Martin County, FL since 1930. The largest hurricane was Unnamed in 1933. The most recent Treasure Coast Martin – St Lucie County, FL hurricane was Ana in 2015.

Florida home insurance policy owners should know that no two insurance carriers’ policies are alike. Each home insurance policy is written by a team of insurance company legal experts to meet the financial and legal risk profile that the company wishes to accept for the premium paid. The State of Florida does regulate the insurance industry and many terms of coverage are protected by law but there can be many areas of exclusion and payout limitations that are specific to each contract. When a claim is disputed, it’s easy for a consumer to feel overwhelmed their friendly neighborly insurance agent isn’t in the process it’s done by the claims department which has an entirely different agenda than the sales agent.

While there are “all risks” home insurance policies available from Florida insurance companies, many times the insurance coverage offered and selected by homeowners is the minimum required by banks and mortgage companies to protect the loan amount. In addition, each peril covered may have a variety of specific terms and conditions that can be disputed by an insurance company’s claims department. It’s not uncommon for homeowners to not receive the full claim payout they deserve.  As a policy owner, you should know that insurance companies typically act to protect their financial interests and not yours.

If you have an important home insurance claim dispute or legal issues or concerns, call the Treasure Coast office of Insurance Litigation Group for a consultation at (772) 248-4050.

Other Information

How a Florida Insurance company can deny or limit your insurance claim. They can:

• Offer you a payout amount that doesn’t cover your damages
• Allege that your claim is illegitimate or fraudulent
• Claim that you did pay all of your insurance premiums
• Fail to timely investigate or respond to your claim
• Assert that your damage is due to a pre-existing condition
• Suggest that your claim is not covered under the terms of your policy
• Cancel your policy based on “errors” in your application

The Insurance Litigation Group Insurance Recovery Process

Insurance Litigation group attorneys and professional investigators will gather evidence of your damages and will carefully review the insurance adjuster’s report. We will then properly file your claim. As insurance law experts our lawyers and professionals can represent your interests under oath, and be your legal advocate. Insurance Litigation Group will make every effort to make sure you get the benefits you deserve. If an insurance company is uncooperative, if necessary, we can initiate a lawsuit against the insurance carrier.

Hurricane / Cities Served by Insurance Litigation Group

Hurricane Ian Home Insurance Law Firm

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Fort Lauderdale Insurance Law Firm

Hialeah Insurance Law Firm

West Palm Beach Insurance Law Firm

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Naples Insurance Law Firm

Panhandle Insurance Law Firm