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Preparing for Hurricane Helene as It Approaches Florida

Sep 23, 2024

As Hurricane Helene intensifies swiftly in the western Caribbean Sea, Florida, and the Gulf Coast are on high alert for potential impacts. Hurricane Helene is gaining strength. Helene is expected to make landfall in Florida on September 26, 2024, posing a severe threat from Tallahassee to Tampa with Tallahassee projected to receive a direct hit. It is crucial for residents to stay informed and prepared.

Understanding the Threat 

Helene is projected to approach the Gulf Coast by late Thursday into early Friday, bringing heavy rains, strong winds, and potential flooding. The storm is currently being monitored closely, with hurricane watches and tropical storm warnings already in effect for parts of Mexico and Cuba. Even if the storm doesn’t make direct landfall in Florida, its effects can still be widespread across the state. Even areas not directly hit by the hurricane could face significant flooding, storm surge, and wind damage.

Timeline of Impacts 

  • Wednesday: As Helene enters the southern Gulf of Mexico, Florida’s Gulf Coast could begin experiencing outer rainbands and elevated surf.
  • Thursday: Forecasts indicate a strong Category 3 hurricane making landfall, potentially affecting areas from Tampa to Florida’s Big Bend to the Panhandle. Rainfall and storm surge are expected to create hazardous conditions. 

Essential Preparation Steps 

Now is the time to protect your property! As you prepare for Hurricane Helene, proactive measures are vital to ensure your safety and well-being.

  1. Create a Hurricane Plan: Develop a comprehensive hurricane plan with your family. Identify safe locations to evacuate to, and ensure that everyone knows the plan. Practice your evacuation routes, especially if you live in low-lying or flood-prone areas.
  2. Stock Up on Supplies: Gather essential items such as non-perishable food, flashlights, batteries, first-aid kits, and necessary medications. Fill bathtubs and freeze bags of water in advance. Don’t forget to include pet supplies if you have animals that need care. Make sure your disaster kit includes enough supplies for at least a week.
  3. Secure Your Home: Inspect your home for vulnerabilities, particularly in windows, doors, and roofs. Check your hurricane shutters, clean gutters, secure outdoor items, and trim the trees/branches near your home to reduce damage from high winds and flooding.
  4. Document Your Property’s Condition: Take photos and videos of your home’s interior and exterior to provide a clear record of its condition before the storm.
  5. Stay Informed: Regularly check weather updates from reliable sources such as the National Hurricane Center and local news stations. Follow local authorities on social media for the latest information on evacuation orders and road closures. Consider downloading weather apps that provide real-time alerts.
  6. Review Your Insurance Policy: Familiarize yourself with your insurance coverage, particularly regarding hurricane damage. Ensure your policy covers storm surge, flooding, and wind damage, and store a copy securely. Contact your Florida property claim attorney to discuss any concerns and ensure you understand the claims process. Having an insurance attorney on hand can be beneficial for handling complex claims after a storm. 

Anticipating Potential Impacts 

As Helene approaches, heavy rainfall is expected, particularly along and east of the storm’s path. Rainfall amounts could lead to flash flooding, especially in areas with poor drainage or higher elevations, resulting in possible road closures and delays. Strong winds associated with Helene could cause significant damage to structures and trees, necessitating precautions to secure outdoor items and being aware of the potential for downed power lines and outages. Additionally, storm surge poses a serious concern for coastal areas, with rising waters even affecting regions not directly hit by the hurricane. Residents should heed local flood advisories and evacuation orders related to storm surge risks. 

Post-Storm Damage

If your property is damaged, contact us for a FREE consultation. Insurance companies often underestimate property repair costs after a storm, leaving homeowners with unexpected expenses. Insurance Litigation Group (ILG) is here to assist you with handling the complexities of insurance claims, ensuring you receive the support you need in the aftermath of the storm.

How ILG Will Help You with Your Hurricane Damage Insurance Claim

  • We will be with you from the very start, explaining the terms of your policy and walking you through the claims process.
  • We will conduct a home or business premises inspection, assessment, and document your hurricane damage.
  • We will file with your insurance company your hurricane damage claim and/or proof of loss statement with your insurance company.
  • We will assist you in getting temporary living expenses reimbursed by the insurance company.
  • We will aggressively negotiate and advocate a settlement on your behalf to maximize your insurance recovery.
  • We will strive to meet and exceed your goals and objectives.
  • And much more!

LET OUR DECADES OF COMBINED INSURANCE CLAIM EXPERIENCE HELP WITH YOUR RECOVERY.

Our Offices

We are a client-focused law firm that fights aggressively on behalf of residential and commercial policyholders, contractors, restoration and mitigation companies, to produce maximum recovery results from insurance companies through our unique expertise, deep understanding of insurance law, cutting edge technology and proactive approach to litigation.

Insurance Litigation Group serves clients across the state of Florida. With over 5 offices statewide, our attorneys have the knowledge, skills and experience to resolve your dispute against the insurance company.

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Pensacola, FL 32505

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Fort Pierce, FL 34950

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