Hurricane season is approaching once again and it’s essential to prepare before a disaster strikes especially if you live in hurricane-prone areas. Today you can determine your personal hurricane risk, find out if you live in a hurricane evacuation zone, and review/update insurance policies. You can also make a list of hurricane emergency supplies and start thinking about how to prepare your home the season.
Keep in mind, you may need to adjust any preparedness actions based on the latest health and safety guidelines from the CDC and your local officials. Here’s a Hurricane Preparedness checklist for you:
1. Determine Your Risk
2. Develop an Evacuation Plan
3. Assemble Disaster Supplies
4. Get an Insurance Check-Up
5. Strengthen your Home
6. Help Your Neighbor
7. Complete a Written Plan
Pro Tip: Keep in mind that when it comes to insurance, every homeowner’s policy is different, so it’s critical for someone to review your policy who knows what to look for, so you can understand what you do and do not have coverage for.
If you have experienced an insurance loss from a hurricane, tropical storm or other major weather event, don’t be surprised if the insurance company’s first reaction is to claim that your damage is due to some pre-existing condition or assert that your claim is not covered under the terms of your policy or even cancel your policy based on recently-discovered “errors” in your application.
But don’t worry, experienced and aggressive attorneys from ILG are on your side and will advocate on your behalf to see that you get the benefits you are entitled to. At ILG, we take the time to analyze and interpret your policy and understand the full measure of damages available to you. We work with construction experts, restoration professionals and others to determine the facts.