by Felipe Calderon | Aug 28, 2017 | Flood Damage, Homeowners Insurance
The federal government is considering a measure that could raise flood insurance rates for hundreds of thousands of homeowners, including here in Florida. Flood insurance generally covers damage that is specifically as the result of a flood, and that is sustained by...
by Felipe Calderon | Aug 18, 2017 | Homeowners Insurance
Homeowner’s insurance is supposed to give you peace of mind against unforeseen expenses and natural disasters. So what do you do if your insurance company denies your claim for damages? If the insurance provider denies your claim or underpays your claim, you can file...
by Felipe Calderon | Jul 6, 2017 | Homeowners Insurance
My insurance company is insisting that they take an Examination Under Oath (EUO). What is an EUO? An EUO is a legal procedure that is part of your property insurance claim process, where you, the homeowner a.k.a. the “insured” is asked questions by your insurance...
by Felipe Calderon | Jun 21, 2017 | Homeowners Insurance
Hurricanes can be devastating, especially if your insurance policy doesn’t cover the full extent of hurricane-related property damages or if you don’t take certain steps after a storm strikes. Forecasters from the National Oceanic and Atmospheric Administration...
by Felipe Calderon | Jun 14, 2017 | Homeowners Insurance, Hurricane Damage
The 2017 hurricane season is officially under way, and forecasters predict that warm ocean temperatures this summer will produce more storm activity than usual. That’s important news for Floridians, who live in a hurricane-prone state and who should ensure that their...
by Felipe Calderon | May 31, 2017 | Homeowners Insurance
It’s just as important to understand what your homeowner’s insurance policy doesn’t cover as compared to what it does cover. For example, policies may specifically exclude certain types of loss. Homeowner’s insurance also doesn’t cover normal wear and tear or...
