by Felipe Calderon | Sep 27, 2017 | Homeowners Insurance
After you file a property damage claim, you might receive a proof of loss request from your insurance company. A proof of loss is a statement made under oath that provides relevant information about the insured’s claimed property damage. This is not something you can...
by Felipe Calderon | Sep 20, 2017 | Homeowners Insurance
Most property insurance policies contain a provision permitting the insurer to take sworn testimony from the insured. This process is called an Examination Under Oath (“EUO”), which is used to learn information about the claimed loss and to obtain relevant documents...
by Felipe Calderon | Sep 11, 2017 | Homeowners Insurance
In 2015, the Florida Supreme Court unanimously ruled that the state’s bad faith statute does not apply to Citizens Property Insurance Corporation, a government-created entity that provides property insurance. The government created Citizens Property in 2002 to provide...
by Felipe Calderon | Sep 8, 2017 | Homeowners Insurance
Under Florida law, insurers owe their customers a certain duty of care. They must act fairly and honestly and with due regard for the customer’s interests. For example, if, when considering all the circumstances, an insurer could have settled a claim if it had acted...
by Felipe Calderon | Aug 28, 2017 | Flood Damage, Homeowners Insurance
The federal government is considering a measure that could raise flood insurance rates for hundreds of thousands of homeowners, including here in Florida. Flood insurance generally covers damage that is specifically as the result of a flood, and that is sustained by...
by Felipe Calderon | Aug 18, 2017 | Homeowners Insurance
Homeowner’s insurance is supposed to give you peace of mind against unforeseen expenses and natural disasters. So what do you do if your insurance company denies your claim for damages? If the insurance provider denies your claim or underpays your claim, you can file...
