by Felipe Calderon | Dec 18, 2017 | Homeowners Insurance
As a homeowner, you might feel like the insurance company has the upper hand when it comes to replacing or repairing your damaged property. But it’s important to understand that you have options if you aren’t satisfied with the amount your insurer offers to settle a...
by Felipe Calderon | Nov 30, 2017 | Homeowners Insurance
What is covered in my policy? Hurricane damage can be overwhelming from a homeowner’s policy perspective. Damage from debris (such as a fallen tree) or wind (such as rain blown through a broken window or roof) is generally covered. Damage from rising waters and street...
by Felipe Calderon | Nov 21, 2017 | Homeowners Insurance
It is an all-too-common tale, especially in and around South Florida, including Palm Beach, Hollywood, Fort Lauderdale, North Miami Beach, Miami Beach and Miami– a storm hits or another event like a fire leaves your home seriously damaged. Across the United States,...
by Felipe Calderon | Nov 21, 2017 | Homeowners Insurance
If you have a residential home insurance policy or commercial premises insurance policy, there is an important statute that comes into play if you file a claim. It is Florida Statute § 627.702, also known as “Valued Policy Law.” This law establishes that an insurer...
by Felipe Calderon | Oct 25, 2017 | Homeowners Insurance
Florida homeowners know that they’re responsible for preparing for severe weather. They board up their windows, bring in outdoor furniture and do everything they can to protect their homes against hurricane, tropical storm, and other weather-related damage. But what...
by Felipe Calderon | Oct 19, 2017 | Homeowners Insurance
According to the Florida Office of Insurance Regulation, more than 703,000 Florida home and business owners have filed insurance claims for damage caused by Hurricane Irma in September. That comes out to more than $4.5 billion in claimed losses. But Irma isn’t the...
