by Felipe Calderon | Nov 21, 2017 | Homeowners Insurance
If you have a residential home insurance policy or commercial premises insurance policy, there is an important statute that comes into play if you file a claim. It is Florida Statute § 627.702, also known as “Valued Policy Law.” This law establishes that an insurer...
by Felipe Calderon | Oct 25, 2017 | Homeowners Insurance
Florida homeowners know that they’re responsible for preparing for severe weather. They board up their windows, bring in outdoor furniture and do everything they can to protect their homes against hurricane, tropical storm, and other weather-related damage. But what...
by Felipe Calderon | Oct 19, 2017 | Homeowners Insurance
According to the Florida Office of Insurance Regulation, more than 703,000 Florida home and business owners have filed insurance claims for damage caused by Hurricane Irma in September. That comes out to more than $4.5 billion in claimed losses. But Irma isn’t the...
by Felipe Calderon | Sep 27, 2017 | Homeowners Insurance
After you file a property damage claim, you might receive a proof of loss request from your insurance company. A proof of loss is a statement made under oath that provides relevant information about the insured’s claimed property damage. This is not something you can...
by Felipe Calderon | Sep 20, 2017 | Homeowners Insurance
Most property insurance policies contain a provision permitting the insurer to take sworn testimony from the insured. This process is called an Examination Under Oath (“EUO”), which is used to learn information about the claimed loss and to obtain relevant documents...
