by Felipe Calderon | Mar 29, 2018 | Flood Damage, Homeowners Insurance
According to a 2017 report compiled by the National Fire Protection Association, U.S. fire departments responded to more than 350,000 home structure fires every year between 2011 and 2015. These fires caused $6.7 billion in direct property damage, and thousands of...
by Felipe Calderon | Mar 20, 2018 | Homeowners Insurance
A federal court recently ruled that a Florida homeowner did not have standing (the legal right) to sue an insurance company that allegedly breached an insurance policy covering the home. The whole point of the case was that Bank of America, and not the...
by Felipe Calderon | Feb 23, 2018 | Homeowners Insurance, Property Insurance
It can be difficult leaving personal items behind If you need to evacuate your home in an emergency situation. Certain things — like televisions and kitchen appliances — can easily be replaced. But others — like cherished photographs and mementos...
by Felipe Calderon | Feb 16, 2018 | Homeowners Insurance, Restoration Professionals
No building can stand without a structurally sound foundation. But unfortunately, when foundational issues arise, they are often difficult to diagnose and expense to repair. Such challenges underscore why homeowners need insurance and also why they need to...
by Felipe Calderon | Jan 26, 2018 | Flood Damage, Homeowners Insurance, Insurance Dispute
Even though the future of the National Flood Insurance Program is uncertain, the federal government is encouraging property owners to obtain flood insurance. Standard homeowners insurance policies don’t cover flood damage. According to the Florida Office of Insurance...