As the new year approaches, it’s the perfect time to make resolutions that safeguard your most valuable asset — your home. With the lessons of the past year in mind and the unpredictability of future storms or other disasters, setting clear goals to protect your home or business is more important than ever. Here are ten practical resolutions from your Florida property claim attorneys to ensure your home remains secure and prepared in 2025.
- Review and Update Your Insurance Policy: Start the year by reviewing your insurance coverage to ensure it adequately protects against potential risks, including hurricanes, floods, and other natural disasters. Consider adding endorsements or increasing limits if needed to avoid underinsured losses.
- Schedule a Post-Storm Property Inspection: If you’ve experienced high winds or flooding, hire a professional to inspect your property for hidden damages like roof leaks, foundation cracks, or mold growth. Identifying and addressing issues early can save you from costly repairs later. At Insurance Litigation Group (ILG), we offer free property inspections and claim evaluations.
- Create or Update Your Emergency Preparedness Plan: Ensure your family or business has a clear plan for emergencies. This includes evacuation routes, a designated meeting place, and a list of essential contacts. Update your plan to reflect any changes in your circumstances.
- Stock Up on Emergency Supplies: Refresh your emergency kit with essentials such as non-perishable food, water, batteries, flashlights, pet essentials, and first-aid supplies. Don’t forget items like backup power sources and chargers for electronic devices.
- Invest in Preventative Maintenance: Address maintenance tasks like cleaning gutters, trimming trees, and servicing HVAC systems. Regular upkeep helps protect your property from water damage, storm debris, and other weather-related issues.
- Secure Outdoor Areas: Inspect fences, patio furniture, and landscaping for hazards. Secure or replace loose items that could become projectiles during a storm, and ensure proper drainage around your property.
- Document Your Property’s Condition: Take photos or videos of your property to establish a baseline for insurance claims. Include key details like appliances, electronics, and structural features.
- Understand Local Risks and Building Codes: Research your area’s specific risks, such as flooding or high winds, and ensure your property meets or exceeds local building codes.
- Enhance Disaster Resilience: Consider proactive measures like installing storm shutters or impact-resistant windows, sealing roof joints, and reinforcing garage doors and roofing. These upgrades can significantly reduce potential damage from extreme weather events.
- Partner with Professionals: Collaborate with an experienced team like ILG, a boutique law firm consisting of seasoned property damage lawyers, loss assessment specialists, and former public adjusters. Their expertise ensures that you are prepared before disasters strike and fully supported in navigating insurance claims.
Secure Your Property, Secure Your Future
Making these resolutions part of your New Year’s plan can give you peace of mind and confidence that your property is ready for whatever 2025 may bring. If your property sustains damage or you encounter insurance challenges, ILG is here to help.
As a trusted Florida insurance claims law firm, we specialize in helping homeowners, business owners, and property managers navigate the complex insurance claims process. From comprehensive property inspections to expert claim preparation and advocacy, we’re committed to protecting your investment and maximizing your recovery. With a proven track record of success, ILG has recovered millions for Florida clients after storm-related damages and insurance disputes.
Start the year strong. Call ILG at 888-ILG-4254 (1-888-454-4254) for expert assistance with your property protection and insurance needs.
