It has been almost two years since Hurricane Sally made landfall in the Florida Panhandle. The slow-moving storm left its mark with flooding, fallen trees and power outages, equating to nearly $7.3 billion in damage in the United States according to the NOAA National Center for Environmental Information (NCEI).
The devastating magnitude of the storm has insurers overwhelmed by the influx of claims being filed. The storm caused damage to more than just homes alone. Damage to fences, detached garages and sheds which are not covered by standard homeowner policies also took place. The damage to these additional properties that are not covered is forcing homeowners to go back and forth with their insurance agencies about getting these claims covered.
Roof damage claims are another cause of the slow-moving claim settlements. Insurers are sometimes found to deny roof damage claims, blaming the damage on previous storms. Roofing claims tend to be more complicated and expensive for insurers, making the claim process more difficult than others.
We know just how frustrating delayed or denied claims can be and the added stress that another quickly approaching hurricane season can cause to homeowners. Insurance Litigation Group is still serving homeowners in the Panhandle and is here to help!