Experiencing theft or vandalism to your home can be a traumatic and stressful experience. Your home is supposed to be your sanctuary, and the violation of that safety can leave you feeling vulnerable and violated. However, it’s essential to take immediate action to protect yourself and your property. In this blog, we’ll discuss what to do if you have experienced theft or vandalism to your home.
Contact the Police
The first thing you should do is contact the police. Call your local emergency number and report theft or vandalism. Make sure to get a copy of the police report & review the report for any inaccuracies, and if there are any errors, then have the police department update the report on file.
Secure Your Property
If there has been a break-in, it’s important to secure your property as soon as possible. This means locking all doors and windows and repairing any damage caused by the break-in. If you’re unsure about the security of your home, consider installing an alarm system or additional security measures.
Take an inventory of all the items that were stolen or damaged. It’s important to document everything that was taken or damaged, including the brand, model, etc. of each item. This information can be useful for insurance purposes and can help the police in their investigation.
Contact Insurance Litigation Group (ILG)
Experiencing theft or vandalism to your home can be a traumatic experience, but taking immediate action can help you protect yourself and your property. From what our expert property insurance claim attorneys have encountered, it is not uncommon for insurance companies to interpret policies and rules to find any loophole to make sure they don’t have to pay or to minimize the amount of damage they must pay for.
Depending on your policy, home insurance covers certain losses differently. There are certain exclusions for example, there may be an exclusion in your insurance coverage for personal property or individual types of damage, like broken windows. There are frequently exclusion rules like the property not being covered if it has been vacant for 30+ days.
The attorneys at ILG understand that dealing with theft and vandalism damage is no easy task and we feel for what your family or business is experiencing due to damage. Our team is experienced with theft and vandalism, and we understand the insurance claims system. We know exactly what to look for and how to help you get the best result from your insurance claim. And most importantly, we do not get paid, until you get paid.